Purchase price up to $3.95. Prepaid cards are typically associated with a national card network, such as Visa, MasterCard, American Express or Discover. Charges a $4.95 monthly fee. Prepaid cards are a type of card that let you access money you’ve loaded to the prepaid card account. Manage your money from your mobile device through the app. Thank you for making Mfidie.com Ghana's Biggest Tech Blog. Many offer the same features as a checking account—online bill pay, mobile check deposit, and direct deposit—without the overdraft fees. Free withdrawals and cash deposits at major retailers. All the prepaid debit cards on our list come with great features and perks; some even allow you to create sub-accounts with their own prepaid cards. Their plastic card is chip enabled and contactless, making your purchases secure and fast for small transactions. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online. Some banks and local credit unions also sell prepaid cards. Earn up to 1% cash back. Is it a savings account or a prepaid card? In this guide, we run through how to use prepaid cards, and the best buys. Prepaid debit cards vary in costs. What we don't like: You can't use this card to make ATM withdrawals. Prepaid cards make a lot of sense for some people, especially for those who live in underbanked communities. A prepaid debit card works best for a teenager or employee who you want to ensure stays within the card’s limit. Make sure to use the Code 9GH6TW for the instant 600points. Get Fast Cash Use your Visa prepaid card at millions of ATM’s worldwide anywhere Visa is … Most Premier is an upgrade from Netspend’s starter prepaid debit card. The PayPal Prepaid Mastercard® can cost up to $4.95 to purchase the card ($0 if you get the card online) and charges you $4.95 a month to use the card. Prepaid cards, also called stored-value cards, include gift cards and reloadable debit cards. You can reload the card at more than 130,000 Netspend reload network locations. Charges monthly fees up to $7.95 and ATM fees up to $2.50. Shop with the Merchant Specific and One-Time Use US Unlocked Virtual Prepaid Cards and Virtual Payment Options and always receive the help you need with Ruby! American Express Gift Cards are pre-paid cards that can be used for in-store and online shopping almost immediately after their purchase. You can also disable and enable cards at any time from within the app, as well as receive text updates after each transaction. … Manage your money easier with Green Dot Prepaid Cards. Access your money anytime with ease A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. Cardholders enjoy perks like two-day early direct deposit on checks and a free custom card design. What we don't like: You must have a paid FamZoo subscription, which is $5.99 per month (although it's less if you pay your subscription in advance). The reload network has over 45,000 locations and includes CVS Pharmacy, Dollar General, Family Dollar, Rite Aid, Walmart, 7-Eleven, and others. No overdraft fees. Our list includes: What we like: Our list includes two versions of the American Express Serve. Available for purchase at most post offices. Australia Post Everyday Mastercard® Enjoy greater control over your spending and budgeting with this reloadable prepaid card. A prepaid virtual credit card is a US-issued credit card that you can load with funds from any international credit card, debit card, or bank account. And keeping your card active is key to avoiding the inactivity fee of $5.95, which applies if the card isn’t used for 90 days. You’ll earn unlimited 1% cash back rewards each time you shop with your prepaid card. Card must be linked to PayPal account. What we like: Akimbo lets you create a separate prepaid card for each of your budget goals, and you can manage each card from within the Akimbo app. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. The company has 135,000 locations around the country. Your Prepaid Debit Account. A prepaid card is relatively easy to get — there is no credit check or minimum balance requirement. What we don't like: If your account is dormant for 12 months, you’ll pay a $5.95 dormancy fee beginning in the 13th month. When you use the card to purchase something, the purchase is immediately deducted from the balance. You Can Buy Product or Service,Online Bill Payments,Shopping, From This Card. What we don't like: There’s a $6.95 monthly fee that can’t be waived. Getting a prepaid card is easy, there's no credit check and no bank account required. What we like: The Starbucks Rewards Visa Prepaid card Can be used everywhere Visa is accepted to earn Starbucks Rewards. They are available at many retail stores. »Live Customer Service: Mon-Fri from 6 am till 5 pm (eastern) and 7 am till 3 pm on all Weekends & Holiday. Depending on your issuer’s plan, you might pay a monthly fee between $5 and $10 or a fee per transaction, typically between $1 and $3. Reload fees are up to $5.95 depending on the reload method and location. The card itself is free if you order online or $3.95 when purchased from a retail location. Instead, you load the amount that you want to be on the card, and that becomes your limit. You can use the PayPal Prepaid Mastercard ® to eat, drink and shop everywhere Debit Mastercard is accepted. FamZoo doesn’t charge reload fees for cash reloads, but some providers may charge a fee. 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