Planning and saving for retirement … h�24�T0P046P01P���w����/�M���,H�w�(q.I,I�ONT0г40�4��CQ���@�bg` �� %���� 3 0 obj Five emotional stages of retirement 3. As such you will have a more meaningful, happy, and fulfilling retirement … endstream endobj 1889 0 obj <>stream >�ST`. When, and for how long someone ‘stays’ in a particular stage … ��ΜM_��H��$zjK�=�{ф5w�}�4��ӜBk���.W�Yi8.���A�PRҨ����α�~�$��^s�~hح� $�!�̴�Eo������cH�e֝i��Bu���t��F�i��4�m����Tt.��I^uu-i%2�� �QM !�(K����&Wc�p�wG�`O���uV��8�B��TI����s����g*}\%8�ڽ;�F[6\QQQ�n>��������3=�f�A�w�ee�f��d endstream endobj 1888 0 obj <>stream %PDF-1.5 ��OZ^���?p�|M��b:���z���muaO� d�9�`;�d%|� X�x�JiI��&!����� j�b���EJe�6߹9��vQ`h��a�Y�[,)кd�9C �i���`ߠ���u0:��(wo�8��je 0���xEI�&�/��Zx�� Five Emotional Stages of Pre-Retirement and Retirement Here is a description of the five stages of pre-retirement and retirement from the emotional standpoint as reveled in Ameriprise Financial’s “New Retirement Mindscape” survey. Your email address will not be published. If yes, doing what. ނ�4l=��6�ɉ�$�$x��Q�f�~��pu%7�vӮ˕�����h�}�teW�Y ��1,@����b7����HQ�^L�y�����oU�X��*��4��W�b��x�t��f�г$��H�a��1-��UŚ�g��-ו(����˰\�Om�槹��R|�h~V4�URܔ��Jy�b�U�{���YZ[o�M+~��~�Ak��4�Ƀ���,�#��+����V�ǹ,����`���Z�P�Ә*�h-!X�8pN�U�wL�&�f��S|�o��W�T��&���W�]#�)�;�9�j�,��D�� ���ͳfd�u�}dp�]�_��U�f����BL�hv����nw�pY�G0^��g ~����H$�������Xj���K������Z�ڠ���'��Ҿv?���w������c:�Gy¦O|b��� �S�̫���ӈ��31U�����̾�B��o����2�Aa��Og�U$V�����zc������2�s(�J�! Following these tips on the emotional stages of retirement will help you to better navigate the transition to a new phase of your life. Do I want to work in retirement? ]��Թ��\;}��\����|l�����l��sm��v� 1. � >��8�>6�)*0�6[�m�\Sp���s|�rJ}l 2 The new retirement The concept of retirement as a time to rest and relax is obsolete •New hobbies •Develop new friendships •Travel •Go back to school •Start new careers or their own business Today’s retirees regard retirement … 1884 0 obj <>stream This stage can last 5 to 15 or more years before your actual retirement date. <>>> Most people shift their focus from building their careers to focusing on the financial planning aspect of retirement. 66����y% h�2�05R0P0�05V01�& ���� �]`��M H��1��Y0He>RH� ��M� ��� @��&�O���)n�C@�5�3���jlƎ�O_NT���=�B=Џ[���r�Uih��=�k7� �h�����d��� �oj\=��;�SO� ��"��ᰂ�il�N�Y橉M����*\d�L�s���@�����H�=��ZƲ���n��K4�f�ec̶!�pc�َv����ͣ>^Ns��J�,`��Bʱ0���%�)��,z��=�h���������`�B�y4-S��iׄe(��P�x�r=��oб�G�/+w_�(Al�sh��P��1w�IA��g%�P���MӸ~t&d��2T*y[��6��3�{�g�;�~�B�\�}ɆLJ�u�� ��zeD�>9��T4��>Sn��x stream h�246T0P046R0Q� z&�&vvՙ�X������ � �(/ hޜ�mkAǿʼ/�����h[h�Xyq�C���R��̮&�Iñ�����o~� endstream endobj 1887 0 obj <>stream Log in, Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window). %PDF-1.6 %���� h�,�� Q��'�B��6G� >�y��Xffn��AO��&�&^�����>����;��݌y7s8�9�,\�co'�j�´]W-�}���(��J�]�7�W�IX�)��q,N��*a[�ֆ0[U��XCi��(�;��+p��/H�p�N�H�e���^s�9��8YR���Zs[���)��,��LYu�Ƿ�T;Kkj��#�0�#�j�+H�' �R\������|Sy���� �*�m'�$����"�՞V=�nN!V���f�N���� ��@�,��X���t�g�N�dE�MБ��}��ZQ�~J�w��UO%,�ǰ��o��-���j����&—�q��o�:{����k%� ��B�R �e���օÞ�a^`"�[G5D���xD��>�BƏh���lr�R��0&p&P��A�h"��-ʅ{��c�1X��r�Wc���H"!±͡VI؊Z�E��Re KM��J_}XF�����X/�_�Qq�D �J��e�]��L����H��T�X���0��Zz��7)�8�2ϯ�Rky�u��5(&E$�{��6��iߡm�Kؓ�+�6�6A�4� �����KF�;�a�ǡ��7���?w#4&� ��Z ˟R�s6��y�~R��%��sc [~]j[W��������.��+x�MQ}��_���L�/��%�QJ-� <> �bq�EdK���`Dvh�_̊��(F9t��:��+N��b4(�(ƀ҂b,H$�@�ϡ' �Ȏa&F9L����1x=� ŠϘ� �s�1h%"�-�8В��8eCw"�D�4�@�6�*J�6�CdKB2Dv���s����o�;���0M�3 _L:�/9Z���$�)#}�q`�FI <> 2�V?�q��yK ��N�#���2�*���]���fq5:N�f4T�>��TI(��~' �������h���@=b礙�-��8���Z�Hຏ��Y��nN��������zn������V�x�5I�~��BzJF}=�c�$��p�uj��)餬�/�{�j����‚J��q The concept of the five stages in retirement is for everyone the same. 66�N��~�E��9�!����%��%�%��ɉ )R)���4e�!�ܭ���8�B1\"ʋp)�Q@p;\�L�c� 2�m���4�5�C][^���kvER2��T#�oHi�R��Z�[�ȏ�&|�O��G^� But many don’t usually spend enough time on emotional planning—making sure you have fun and find purpose in this stage … x��[ے��}W��aI�a��K�U�k)q*�IUy����$h�\���t��A�./w������ӗ���ه�z���ݱ��÷�o��d�o�pÿ�%E�9��$*�m��M̖��/o��{¦�a�����G��>��Ș'�{���\D��,�i�*q�B�4�!I�E�D�2�f�F2�\F���i�R���f�N��fWmش�|=V˺e�p�>joU_Ä�(�q�ޡ`�2��������;\�U�g6�'_��i6�{ĥ"��,��w|u�8����K�8�o���;���7����=b�L�_e��(W��y�(�fDb��獷 ;@;oA��T�G�ش+RDevSd�E��"�Z�31��z:K&-��s���Xr>���_ ���>�䈿����/����fX ��I�# '8)��{�"�$�y�^RD��3��k)U� ��9��jЙ��5�PgR|�?pTC"Ho�Y��z�X��� �h��S2� Ǩ�� endobj h޴YMo�F�+sL���#N�(���I�#��EiR )!����,i�7q�l-��Ƿoގȡ�@+��� J�)~:�F��%�@�9!9�� �q��`��O�S�/�؀7tl�3�$�����P�tm�q������`%�+�0J�ڎܸ�t� �q�[I1��$� ��xJ#�w������9k�E� 5I�(��P;��Y�G�D�86g �Dr�@Z�#@���P��������hP^Z�0���S���^*HE�V�Ԥ%.Ij� <>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 18 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> endstream endobj 1885 0 obj <>stream �@E%{�̣�.D�]TDEq1��Զ�����nsrsO���3B�b��PPc ��gy�7S��ƪ[�.+>��и6�A�Y�����mL��˔���� \�tM�own�Qw�0��4������o����Oc�g��Fպ��&`���h6���#>��Ϯםi{���+� �H� endstream endobj 1886 0 obj <>stream �ޙ)��` Get ready for 5 most common emotional stages of retirement: First stage: Planning for retirement. endobj �`��o# � ��2�S>�1�H����'GIÕ�\^�>�h�̀����]?������Urp�]��롎M�߼9�b�Y:�eƃYՅ��$ux&�\�����7��������.��p��^�7��+��l ���uU>W � �A��dpf]،U�z�v�!.ܴt$X�U���v���f]�g~������d�]��o���E��S���âvsyX�7J�$��I��M��cUX=`��$�}�vr�2��\/܌K��&ԯ�C���� Wa��Ⰵ��>�_}~~�$9�q=d�#�Ųm{ZE�W8YZ�)�2���JM2[n�8G��lb�6��#s)�:I�a�H���$��(�y�q��a��fr���UN�6nB�Ǜ-l���﮳j�᦭c{�ӥ�U��OMW=�.�j;�.>EM�5�^M�5�Hiv�J 4�o���?a��s�V�SW}�r�e�-7�;Ļp0| ��,���j��&���!WJ����(��Jl����"Z Sv�e����:A�@G���9�6Lj!��°����:��e� �F� endobj >nZ���)v�2��2�ۏ�~zs�R+]���w�!�����, A@F�~HeA�~@bzj��\�)L��D9�4��!C���ĢT�C����g1�b��)�� l@� ��7� 2 0 obj 15 Ideas on What to Do When You Are Retired. (��P�` g�|� However, the timing and length of each stage can be different per person. �Y����& ����ػlv�qm��n��\����Ů�b7E��. 1 0 obj ��|zeް�8��H����|~t�[�,���Ѝk�S�c]�S(��O�\]p���+��>�ɤ>�>�2���cR��s��\|��YN��M��FO��}$?�sM��f� �S�^鳥ק��������g+�O-���T^�-�>5�/��O_x}���R��L}��,��2H �}���5�3�et҅�F�\���fR�����_CP����ֱ�C���cE���:m�hﲼ}��-� �;_��]�U����(S�umN#x���Zd*ӵ������HT�����`�2v�}Gy�� f f��ơ�^��^v����HB����ݪn������V�+��oW2Sw+����|�2]?�خ�Mln{����lB?��\����2��$��0o��NUS-�����l�|?Uk�U1�e3z�y\�O^���~��?h3��^^^��. e�wD����@��8�p��p$�8dz�Aø��j�����b����ּ�Hu�֥CPʝ]I�REe��J�l��1W��6��6�]6}��2M�N���5��W �CXN�� ����AM��:��k�F�q��0�Css"���WL;�`. 4 0 obj Imagination: 6 to 15 years prior to retirement … By acknowledging the existence of the 5 emotional stages of retirement you are better prepared to effectively handle the major life adjustment that retirement has on you personally.