Travelers offers a comprehensive commercial auto product to ensure that company vehicles, as well as the employees who operate them, are properly protected. With over 9 million workers, Florida’s labor force is the 4th largest in the United States. Home > Commercial Auto Insurance for Florida Businesses. Rates are rising because insurers have lost money on commercial auto insurance every year since 2012. Get a Quote. All commercial vehicle … Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. Coverage Types; Terms; Commercial Auto Insurance Quote *All Fields Required* Business Name : Type of … In fact, we're currently the No. We can design your package to suit your needs and fit your budget. Commercial auto insurance is a vehicle insurance policy which covers any injuries and damages that are caused by or to you or your employees, while in the scope … Niceville Insurance Agency understands the value of your commercial vehicles and the employees who drive them. Compare commercial auto insurance quote in Florida for small and medium business. Florida businesses with four or more employees are required to have workers’ compensation and all company-owned vehicles must have commercial auto insurance. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles. Typical Florida commercial auto insurance covers property damage, collision, combined single limit coverage, comprehensive physical damage, bodily injury, uninsured motorist, medical payments, no-fault, and personal injury. Progressive Insurance. Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. 2 Commercial Liability Insurance is not mandatory for businesses operating in Florida but if you own property or other assets you may want to invest in sufficient general liability coverage for your Florida business. Contact us today to learn more about your options and get a free Florida Commercial Auto Insurance quote right now! Commercial auto rates have been increasing for several years and have continued to rise in 2020. Commercial auto insurance in Delaware & Florida. Commercial auto insurance is insurance designed for vehicles used for business purposes. Commercial Auto Insurance . There are several good options for commercial auto insurance. Discover ways to save on your commercial auto insurance. Get a quote and we will assist you in finding the right plan at the right budget. As a Florida business owner whose company may have a fleet of vehicles – whether that includes tractor-trailers, semi-trailers, commercial or utility trailers – the same auto insurance needs still apply. Know as exclusions, which elimiate risks for the insurer, Florida commercial auto insurance typically does not cover: Intentionally damage caused by the business owner or employees. Providing Commercial Auto Insurance in Ocala, Florida. We can help you with your commercial vehicle insurance needs in Ocala Florida including the Daytona Beach, Gainesville, Orlando, Tampa, and The Villages areas. Commercial auto insurance covers vehicle damage and driver injuries. These companies are among the best in providing commercial auto insurance. Florida Insurance Group understands the value of your commercial vehicles and the employees who drive them. Insurers can’t cancel Commercial Auto Insurance if a business files a claim against the insurance policy. What type of policy and how much coverage your business requires is typically dependent on the type of driving your employees do. General liability insurance pays for your defense and any resulting damages if your product or service causes damage or harm. From trips across the country to local deliveries and promotions, your mobile business fleet takes on … One form of risk, which many business owners tend to overlook, is the need for reliable Florida Commercial Auto Insurance. Get instant online business vehicle insurance quotes in Florida. With Mercury Insurance, you can customize a commercial auto insurance policy to fit your company’s specific needs. Commercial Auto Insurance Plans in Florida Insure A Variety of Vehicles. All commercial vehicle insurance policies in Florida must include the following: Personal injury protection (PIP): This is designed to cover medical bills for your drivers and passengers if they are injured in a collision. Florida state law requires a minimum of $10,000 in personal injury protection (PIP) to pay for the medical expenses of your drivers and passengers regardless of who is at fault for an accident. It doesn’t even begin to address what you might actually need!) Request A Quote Peace of Mind For Business on the Road. Commercial Auto Insurance. 1. It helps your business cover the financial costs resulting from a vehicle accident if you or an employee is found at fault and helps pay for damaged property and medical expenses. What is Commercial Auto? We insure over 1 million commercial vehicles between hundreds of thousands of small businesses across the nation. We provide options for all types of commercial vehicles, including passenger vehicles, cargo transports, food trucks, semis and trailers. Home; Commercial Auto. These policies are similar to a standard car insurance policy , but can include higher liability limits and coverage’s that are specific to your business. Florida requires $10,000 property damage liability per accident and $10,000 personal injury protection.. Florida Insurance Agency offers a full range of commercial vehicle insurance plans, flexible rates and personalized service that you cannot find with large insurance providers. How much does commercial auto insurance cost? Commercial Auto Insurance Information As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. Workers compensation. Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protect your business and income. Trust us with your commercial insurance needs. What Florida Commercial Auto Insurance Doesn't Cover. Commercial auto insurance is a vehicle insurance policy that provides financial protection for a business’ vehicles and its drivers. … Our knowledgeable team of agents are standing by to take your questions and will walk you through the insurance shopping process; while searching the country to find you the best rates available. The cost you need to pay will depend on the number of vehicles you’re insuring, but also on the vehicle type, how you use them, who will drive them, and what type of business you have. Florida Commercial Auto Insurance As your premier FL business insurance brokerage, our team crafts specialty insurance programs that address various risk exposures. 32746 Get Directions Assessing the commercial auto insurance costs for a particular vehicle prior to buying can make a big difference in your annual insurance costs. Workers’ compensation coverage is required by law and provides coverage for employees who are injured on the job. Florida’s considered a “no-fault” state, meaning that you can only sue an at-fault driver for injuries once … Commercial auto insurance helps ensure your drivers are insured in the event of property or vehicle damage. According to IVANS, rates increased by 4.81% in the first quarter of 2020. Property insurance covers your building, equipment or inventory if it is damaged by a covered cause of loss, or if you experience a loss due to theft. Call Now! It can also cover medical bills if a patron is injured on your premises. The average monthly cost for a small business in Florida is about $168 a month. We're one of the most trusted and highest-rated commercial auto insurance companies in the U.S. State Farm Mutual Automobile Insurance Company makes it easy with auto insurance coverage you need for your business vehicles, and you can count on us to be there for you during a claim. Just as with your personal auto policy, commercial auto insurance in Florida requires a minimum amount of coverage: $10,000 of Personal Injury Protection (PIP) and; $10,000 of property damage liability. Commercial Automobile insurance provides protection for automobiles used in the course and scope of business. (Please note that this is just the legal requirement. This coverage is essential because auto accident claims can be extremely expensive. All business-owned vehicles in Florida must be covered by commercial auto insurance. 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